01

Benefits Reconciliation

Catch every benefits billing error. 

Cut audit time by 75%.

Total invoices
$3,351.76
+8.4%
Over collected
$1,420.00
8 emp
Under collected
$376.42
11 emp
Over collected
Under collected
Discrepancies
Learn more
02

EDI 834 Connectivity

Live on EDI 834 in 30 days.
First feed free.

34
Sent
12
Pending
1
Not sent
Learn more
03

Payments Automation

Automate premium collection and carrier remittance.

Celgene Corp.
$48,729
Takeda USA
$30,416
Amgen Inc.
$212,140
Learn more
04

Consolidated invoicing

One invoice for every benefit plan,
every carrier.

APRIL 2026
AbbVie Inc.
$1.62M
Amgen Inc.
$330k
Bayer USA
$255k
Learn more

TRUSTED BY the clients of:

Benefits administration is a cycle, not a task

Enrollment out. Invoices in.
Money collected. Carriers paid.
Every month, by hand.

Your client inherits the cycle: enrollment to every carrier, every bill checked, premium collected from subsidiaries, every carrier paid on time. It all takes time - and when something breaks, guess who gets the call.

Enrollment reaches carriers late - or never

New hires, terms, and QLEs move to carriers by portal entry and email. The employee thinks they're covered. The carrier has no record.

Bills are wrong and nobody catches it

Terminated employees keep billing. Rates drift between payroll and the carrier. Errors slip through until they become write-offs.

Collecting premium is its own project

Multiple subsidiaries, locations, and carriers mean a pile of invoices to split, allocate, and chase internally before anyone can pay.

Paying carriers eats the rest of the month

Someone logs into each carrier portal, cuts each payment, and files the proof by hand. If they leave, the process leaves with them.

We analyzed 11,674 premium invoices, here's what we found.

92% of line records lined up
8% contained variances
Wrong rates
Missing coverage
Terminated employees
Read Case Study

Why brokers bring Tabulera to their clients

A better answer for your clients.
Zero work for your team.

Your clients get one platform for premium administration - implemented, trained, and supported by Tabulera, not by you.

Be the broker who fixed it

Premium administration drains your clients every month.

  • Enrollment, invoices, and payments in one place
  • Every step visible, from feed to payment
  • One workflow their team can actually follow

Protect their benefit dollars

Unchecked invoices quietly cost your clients money.

  • Instantly see the errors in every invoice
  • Only real exceptions need a human look
  • Variances fixed before they become write-offs

Zero lift for your agency

Helping shouldn't mean more work for your team.

  • No implementation project on your desk
  • No support calls routed through your office
  • Full overview of every client, at any time

The deep dive

What each module takes off your client's plate.

Four modules, one platform. Drag through the cycle - from carrier connection to premium payment.

Carrier Connectivity

Connect to carriers
in 30 days

Your client fills out one page - Tabulera takes the carrier calls, builds the feed, and maintains it in production.

Feed setup & maintenance

  • Live in ~30 days, not 6 months
  • Spec updates and maintenance included
  • Carrier coordination fully managed

Any system, any carrier

  • Works with any HRIS, payroll, or COBRA
  • COBRA enrollments on the same feed
  • 200+ carrier connectors and growing

Full visibility

  • Real-time status for every file
  • Look up any member's data instantly
  • Full transmission history, no raw EDI

Open enrollment covered

  • OE configuration rebuilt at no charge
  • Off-cycle files within one business day
  • Unlimited post-go-live changes

Benefits Reconciliation

A workflow that replaces spreadsheets

Invoices auto-matched against enrollment and payroll - your client only sees what needs attention.

Automated matching

  • Auto-matches against HRIS, payroll, and COBRA
  • Auto-resolves timing differences
  • Surfaces only real exceptions

Variance tracking

  • Open items visible until resolved
  • Follow-ups and notes logged
  • Complete audit trail for every resolution

Reconciliation reporting

  • Totals, adjustments, and cost per employee
  • Export to Excel in one click
  • Ready to share with finance and carriers

Plan balance history

  • Tracks each employee's plan balance over time
  • Get to the root cause and act fast
  • History kept for audits and renewals

Consolidated Invoicing

One invoice for every benefit plan.

All carriers, all plans, one bill a month - built for orgs with subsidiaries and locations.

Less work for finance

  • One invoice to approve, one payment to make
  • Every format handled, even PDF-only bills
  • Employee-level backup attached

Built for how they're billed

  • Works with both list bills and self-bills
  • Costs split by subsidiary and location
  • Carrier format changes handled for them

PAYMENTS AUTOMATION

Premiums collected and paid, hands-free.

Premium is collected from the employer and remitted to each carrier, documented end to end.

Collected and remitted

  • Collected from each employer
  • Remitted to every carrier
  • On time, every month

Documented end to end

  • Bank confirmations stored on the platform
  • Full audit trail end to end

Case studies

Explore the results achieved by our clients

START WITH ONE CLIENT

Have a client this would fit?

Tell us about the case - we'll show you how it would run on Tabulera.

Schedule a Call

I recommend Tabulera when a client is drowning in carrier bills. It finds the mistakes nobody catches by hand.

Michael Keck
VP Benefits and Insurance
Hub International

Before and after

Premium administration, with and without Tabulera.

Every stage of your clients' premium administration, side by side.

Stage
With Tabulera
By hand
Enrollment to carriers
Managed carrier feeds, live in ~30 days
Portal entry and email, carrier by carrier
Invoice checking
Auto-matched against enrollment and payroll
Line by line in a spreadsheet
Billing errors
Caught the same month, tracked to resolution
Found at renewal, written off
The monthly bill
One consolidated invoice for every plan
A stack of carrier bills in mixed formats
Self-billed plans
Uploaded once - reconciled, consolidated, paid
Handled separately from everything else
Premium payments
Collected and remitted, confirmations on file
Portal logins and manual checks
Records
Full audit trail, exportable anytime
Whatever the spreadsheet remembers
If the process owner leaves
One workflow anyone can follow
The process leaves with them
Broker visibility
Full overview of every client, shared reports
Forwarded spreadsheets when you ask

INTEGRATION PARTNERS

Works with your existing software.
No disruption required.

No migration required. No IT project.
Works with any HRIS, payroll, or COBRA configuration — even across multiple instances.

FAQ

Frequently asked questions

How does the Employee Navigator integration work?

Tabulera is integrated with Employee Navigator and automatically pulls enrollment data into the platform - no file uploads or manual mapping required.

If your clients are reconciling their own invoices, they should start by creating a free 30-day trial account. During setup, they select Employee Navigator as their enrollment source and ask you to activate the integration in the Marketplace.

If you are offering reconciliations-as-a-service, you should enable the integration for each client you reconcile.

What’s the implementation time?

If you are offering reconciliation-as-a-service, Tabulera sets up your platform based on the number of carrier invoices and enrollment system instances. Typical implementation time is around 30 days. Once the initial implementation, configuration, and mapping are complete, you can start uploading invoices and reviewing variances.

If your clients are reconciling their own invoices, they can create an account and get started in minutes—no IT setup or onboarding delay.

What kinds of issues can Tabulera catch?

Brokers using Tabulera uncover everything from missing coverage and salary-based premium errors to age band mismatches, unprocessed QLEs, wrong tier billing, and unbilled employees. Whether it’s a system error, carrier miscalculation, or outdated enrollment, Tabulera flags the variance early - so your clients can fix it before it turns into a costly write-off. After that, brokers simply notify the carrier or their client to resolve the issue.

Why should brokers help their clients with reconciliation?

Enrollment and billing errors can take months to fix - and often lead to write-offs. Tabulera helps your clients catch issues early, so they do not overpay for missed enrollments or unresolved variances. You become the partner who solves real problems, not just places policies.

From carrier connection to premium payment. 

One platform.

30-day EDI go-live

1M+ Lives Processed

SOC 1 Certified

Workday Innovation Partner

NAPEO Member